The Problem: Insurance Is Expensive, Confusing, and Delays Care 

• The average family health insurance premium in 2023 was $23,968 per year, with workers paying over $6,500 out of pocket for premiums alone. (Source: Kaiser Family Foundation, 2023) 
• Nearly half of covered workers in small firms face deductibles over $2,000, often before their insurance covers anything. 
• Over 40% of adults report delaying or skipping care due to cost, even with insurance. (Source: KFF Health Tracking Poll) 

The Solution: Direct Primary Care (DPC) 

Direct Primary Care is a membership-based model where patients pay a flat monthly fee directly to their provider for essential primary care services. 

DPC Members Enjoy: 

• Same-day or next-day visits (as available)

• Unlimited appointments 

• No co-pays or surprise bills 

• Extended visit times 

• Text, phone, and virtual access 

No middlemen. No billing codes. Just care when you need it. 

How DPC Saves You Money 

While not a replacement for catastrophic insurance, DPC helps reduce overall healthcare costs by: 

• Avoiding unnecessary ER or urgent care visits 
• Preventing complications through early, proactive care 
• Managing chronic conditions without referrals 
• Offering transparent pricing on labs, meds, and diagnostics 
• Reducing insurance claims, which helps lower premiums when paired with a high-deductible plan 

Employers who adopt DPC show 20–40% total cost savings.  

Case studies (Society of Actuaries, Health Rosetta) 

A Smarter, More Affordable Way to Stay Healthy